Where would you choose to live? (Photo: Shutterstock)Where would you choose to live? (Photo: Shutterstock)
Where would you choose to live? (Photo: Shutterstock)

The 10 most expensive UK cities to buy a home in 2021

House hunters hoping to buy in a UK city will typically pay more than eight times average earnings, new findings show.

City house prices have surged by 10.3 per cent over the past year, increasing to £287,440 on average, according to Halfiax.

Meanwhile, average earnings in city locations has only increased annually by 2.1 per cent, to £35,677, making city living unaffordable for many buyers.

But which areas of the country have the biggest price tag? Listed are the 10 most expensive cities to live in 2021, according to, based on average house prices, annual earnings and price-to-earnings ratios.

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