NS&I Premium Bonds winners: February draw sees two new millionaires fall in love with their bank balance ahead of Valentine’s Day

The NS&I Premium Bonds draw for February has taken place with two bond holders scooping the £1 million top prize.

As Valentine’s Day approaches, two people are falling in love with their bank balance after February’s NS&I Premium Bonds draw made them millionaires. This month there were more than 6.1 million Premium Bonds prizes worth over £408 million won by bond holders.

The first Premium Bonds £1 million winning Bond number this month is 489TB013219 and is held by someone from Central Bedfordshire. They purchased the winning Bond in February 2022 and hold £50,000. They are the second jackpot winner from Central Bedfordshire.

The second Premium Bonds £1 million jackpot Bond number is 040QJ919368 held by someone in Liverpool. They hold £50,000 and purchased their winning Bond in October 2004. They are the fourth to win the £1 million jackpot in Liverpool.

The machine that generates the winning numbers each month, affectionately dubbed ERNIE (which stands for Electronic Random Number Indicator Equipment), is who the winners have to thank for their bonds being drawn.

Andrew Westhead, NS&I Retail Director, said: "Congratulations to our two jackpot winners from Central Bedfordshire and Liverpool, who each start February £1 million richer. ERNIE has spread the love ahead of Valentine's Day and we hope this brings both winners and their loved ones plenty to celebrate.

"It’s not just about the jackpot winners though; this month we’ve paid out over 6.1 million prizes worth more than £408 million, bringing the total won by Premium Bonds holders since the first draw in 1957 to £40 billion."

NS&I Premium Bonds winners for February have been revealedplaceholder image
NS&I Premium Bonds winners for February have been revealed

NS&I Premium Bonds February 2026 prize draw breakdown

In the February draw, £408,082,375 will be paid to Premium Bonds prize draw winners totalling 6,183,066 tax-free prizes. This month there were 136,027,454,915 £1 Bonds eligible for the draw. Listed below are the prize amounts followed by the number of winners:

  • £1,000,000 - 2 winners
  • £100,000- 78 winners
  • £50,000 - 154 winners
  • £25,000 - 311 winners
  • £10,000 - 777 winners
  • £5,000 - 1,553 winners
  • £1,000 - 16,322 winners
  • £500 - 48,966 winners
  • £100 - 1,735,948 winners
  • £50 - 1,735,948 winners
  • £25 - 2,643,007 winners

What are Premium Bonds?

Since they originally went on sale in November 1956, Premium Bonds have offered savers an accessible way to invest with the chance to win tax-free prizes. The first prize draw by ERNIE was then held in June 1957.

Individuals can hold up to £50,000 in Premium Bonds, including those aged under 16. Premium Bonds offer the security of being backed by HM Treasury alongside the excitement of potentially winning tax-free prizes.

Newly purchased Premium Bonds need to be held for one full calendar month after purchase before being eligible for the prize draw. Prizes are funded based upon a prize fund rate applied across the total of all eligible Premium Bonds held.

Each £1 Bond purchased is entered into a monthly prize draw, where prizes range from £25 to £1 million, making it a different and engaging way to save. The jackpot prize was increased to £1 million from the April 1994 draw. There are now two £1 million prizes each month.

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