Mum clears £4,000 debt in five months with energy bills side hustle before quitting NHS job

A mum-of-two who was working exhausting night shifts to clear her debts has revealed how a household bills side hustle transformed her finances and gave her more time with her children.

A mum-of-two has revealed how she wiped out £4,000 of debt in just five months with a side hustle helping people cut their household bills – before quitting her NHS job to make £2,500 a month.

Eden Lee Murray, 28, cleared £4,000 of debt in five months after starting her household bills side hustle.placeholder image
Eden Lee Murray, 28, cleared £4,000 of debt in five months after starting her household bills side hustle. | Eden Lee Murray / SWNS

Eden Lee Murray, 28, from Darlington, found herself struggling financially after an expensive house move in 2021, with her debts mounting further when she went on maternity leave and her income dropped.

Desperate to get back on track, she took on exhausting 12-hour night shifts as a healthcare assistant on a female psychiatric ward. But the gruelling hours came at a cost, leaving her with barely any time to spend with her daughters, aged two and three. "I was working 12-hour shifts; it was taking so much time away from my kids," she said.

The mum-of-two says her new business has given her more time to spend with her young daughters.placeholder image
The mum-of-two says her new business has given her more time to spend with her young daughters. | Eden Lee Murray / SWNS

In July 2023, she started taking on three to five night shifts a week, often returning home at 8am and sleeping until the evening. Then, in May 2025, an unexpected Facebook message changed everything. A woman she did not know introduced her to Utility Warehouse (UW), a provider that bundles household services including energy, broadband and insurance into one monthly package.

Customers can potentially save by combining services, while partners earn commission for helping others switch. Eden decided to take a chance, paying £10 to sign up as a partner – a fee refundable within 90 days. Her first month brought in an astonishing £1,800 after she helped five customers switch. "It literally took me five hours," she said.

Eden initially worked exhausting 12-hour NHS night shifts while trying to get her finances back on track.placeholder image
Eden initially worked exhausting 12-hour NHS night shifts while trying to get her finances back on track. | Eden Lee Murray / SWNS

By October 2025, she had cleared her entire £4,000 debt. Initially, she continued working alongside other employment, but in April 2026 she decided to concentrate on UW full-time. She now says she earns around £2,500 a month, working weekdays from 9am until 2pm, plus two evening sessions a week.

The mum says the flexibility has transformed family life, allowing her to rearrange appointments when her children are unwell. "It's genuinely been the best thing I've ever done, and it's changed my entire life," she said.

She added that leaving the NHS has also improved her mental health, explaining: "I used to feel so mentally drained all of the time, but now I can still help people, whilst sat in my jammies all day."

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