Interest Rates

A mortgage broker’s expertise is worth its weight in gold (image: Adobe)

3 top tips for anyone whose mortgage fix is set to expire Henry Sandercock

The higher your credit score, the more likely you are to get loans (images: PA/Adobe)

Explainer How to check your credit score - and why it is a good idea

Why are UK house price indexes so different? (images: Adobe/AFP/Getty Images)

Explainer Why UK house price estimates are so different from each other

Nationwide publishes its latest analysis of the UK property market every month (images: Getty Images/PA)

Explainer Nationwide predicts property market downturn after mortgage turmoil

Mortgage products are being withdrawn from the market - here’s why (images: Adobe)

Explainer Record number of first time buyers take on 35+ year mortgages

The Office for National Statistics (ONS) publishes house prices data every month (images: NationalWorld)

Explainer Are house prices falling near you? Check with our interactive tool

Zoopla’s House Price Index suggests the market will not slow as much as feared in 2023 (images: AFP/Getty Images)

House price inflation cooling at ‘slower rate’, Zoopla research finds

Core inflation covers all the goods and services we consume outside of volatile categories, like food and energy prices (images: Adobe)

Explainer What core inflation means for cost of living crisis after record hike

Mortgage rates have climbed after the CPI failed to fall by as much as markets had hoped (image: AFP/Getty Images)

Mortgage rates ‘to spike’ after markets react badly to inflation data

UK mortgage rates spiked in late 2022 - so what’s going to happen in 2023? (images: Adobe/NationalWorld)

Explainer Latest mortgage rates explained as inflation data ‘worsens outlook’

Ofgem has been criticised by MPs for how it has run the UK energy market (image: Getty Images)

Explainer Energy bills to fall after new Ofgem price cap announced - here’s why

Can Rishi Sunak tackle the cost of living crisis like he has promised? (image: Getty Images/AFP/NationalWorld)

Analysis PM’s inflation pledge ‘misleading’ - but could he miss his target?

Rocketing rates of UK inflation are denting consumer spending power (image: Shutterstock)

Explainer RPI vs CPI: what’s the difference between ONS cost of living indexes?

The latest data from the Office for National Statistics (ONS) shows stable energy prices drove the drop, although food prices are continuing to climb at a rapid rate (Pic: PA)

Explainer What is the UK inflation rate? How April 2023 CPI and RPI affects you

The UK economy is expected to decline - albeit marginally - in 2023 (image: Getty Images)

Explainer IMF upgrades outlook for UK economy but warns of ‘considerable’ risks

Nationwide’s Fairer Share scheme is set to pay out £100 to its members (images: PA/Adobe)

Explainer Nationwide to pay £100 to customers after ‘strongest’ year on record

UK workers will face an effective income tax hike from April (image: Adobe)

Explainer Income tax explained: why a bands freeze means you’ll pay more

The CPI rate of inflation fell to 10.1% in March 2023 (image: Adobe)

Explainer What falling inflation means for your money as CPI expected to fall

The Bank of England announced its 12th consecutive interest rate hike on 11 May (images: Getty Images)

Explainer When will interest rates come down?

Interest rates have gone up to 4.25% after the latest Bank of England decision (images: Adobe/AFP/Getty Images)

Explainer How interest rates affect inflation amid latest Bank of England hike

Interest rates are expected to decline in the long-term (images: Adobe/Getty Images)

Explainer Interest rate rises to 4.5% - what it means for mortgages and savings

First-time buyers may be able to secure a 100% mortgage with Skipton Building Society (image: Adobe)

Explainer How Skipton’s no-deposit mortgage works - is it right for you?

The Halifax HPI for October has been released (images: Getty Images/Adobe/NationalWorld)

Explainer House prices slip back £1,000 amid ‘volatility’, Halifax research says

UK house prices have fallen month-on-month but remain much higher than pre-Covid times(image: PA)

Rightmove House Price Index shows first-time buyers face record prices

Banks are offering three-figure sums to switch to their current accounts (image: Adobe)

Explainer How current account switches work - best deals in 2023

A new tax year is coming in and means some key changes will affect your personal finances (images: Adobe)

Explainer 5 key tax changes that are being introduced for the new financial year

Most of the top 10 most expensive coastal locations are situated in the South West (images: Adobe)

Top 10 most expensive seaside towns revealed by Halifax

Saving money away for a rainy day might be a good idea given the cost of living crisis (image: Adobe)

Explainer How savings accounts work - and how to spot the best account for you

ISAs are almost the same as regular savings accounts (image: Adobe)

Explainer How ISAs work: tax-free savings accounts explained

Several bill hikes are set to hit households from April despite the cost of living crisis (image: Adobe)

Explainer 6 bill hikes hitting households from April - and how to beat them

Early retirement could lead to higher inflation, the governor of the Bank of England has warned (image: Adobe)

Explainer UK retirement age explained - could retiring early worsen inflation?

The Bank of England is making its latest interest rates announcement (images: Adobe/AFP/Getty Images)

Bank of England hikes interest rate to 4.25% - decision explained

Pic: Craig Stephen

Six ways to prepare for rising mortgage rates, according to Which?

A recession is forecast in 2023 (image: NationalWorld)

Explainer Recessions explained after OBR reveals UK economy will shrink in 2023

Jeremy Hunt will give his Spring Budget 2023 speech on Wednesday (images: PA/Getty Images/ Adobe)

Jeremy Hunt Spring Budget preview - 9 things to expect from speech

Which? research has found the cost of living crisis is having a major impact on living standards (image: AFP/Getty Images)

One in seven skipping meals due to cost of living crisis, Which? finds

Liz Truss quits after six weeks as Prime Minister

Liz Truss: I was not given a chance as PM by economic establishment

With the Bank of England hiking interest rates, mortgages have become much more expensive (image: NationalWorld)

Explainer Mortgage overpayments explained - how they can save you money

The Bank of England has hiked UK interest rates (image: NationalWorld)

Bank of England hikes interest rates - what it means for you

The UK economy will shrink this year and perform worse than all of the advanced nations, the IMF warns (Composite: Mark Hall)

UK to be worst performing major economy this year, IMF forecasts

Martyn James gives his best tips for how to make the most of bank account switching incentives (images: Adobe/Martyn James)

Martyn James advice column: how disloyalty can help your bank balance Martyn James

First time buyers are older than ever and are having to stump up more and more cash to secure a deposit (image: Adobe)

Halifax reveals latest situation for UK first time buyers

Buying a house has got much harder for first time buyers over the last 12 months, according to Nationwide analysis (image: Adobe)

Nationwide reveals UK’s most affordable areas for first time buyers

Consumer expert Martyn James explains how to keep your personal finances in order this year (Pic: Martyn James)

Martyn James advice column: how to keep your finances in order in 2023 Martyn James

These towns and cities have had the biggest average price rises since 2021 (images: Adobe/NationalWorld)

20 places with the biggest house price increases in 2022

Interest rates are expected to be hiked again next week. Credit: Mark Hall

Pressure on mortgages as Bank of England hikes interest rates to 3.5%